CashNowPH : Quick & Easy Online Cash Loans

To qualify for a CashNowPH, you must be:

• A Filipino citizen aged 21-65 years old
• Employed with a minimum monthly income of ₱15,000 or self-employed with verifiable income
• Have a valid government-issued ID
• Have an active bank account in your name
• Residing in our serviceable areas in the Philippines

Our loan amounts range from ₱5,000 to ₱100,000 depending on your eligibility. First-time borrowers typically qualify for ₱5,000 to ₱20,000. Repayment terms are flexible from 3 to 24 months.

Required documents include:

• One valid government ID (Passport, Driver's License, UMID, SSS ID, PRC ID, etc.)
• Proof of income (latest payslip for employees or bank statements/business documents for self-employed)
• Proof of billing (utility bill or credit card statement showing your address)

Our interest rates range from 1.5% to 3.5% per month depending on loan amount and term. We use diminishing balance method where interest is calculated only on your remaining principal. For example, a ₱10,000 loan at 2% monthly interest for 6 months would have total interest of approximately ₱700.

Yes! We encourage early repayment. There are no prepayment penalties and you'll save on interest by paying early. Simply notify our customer service team and we'll provide your updated payoff amount.

Late payments incur a penalty fee of 5% of the overdue amount or ₱500, whichever is lower. We'll send reminders before your due date and work with you if you're experiencing temporary difficulties. Consistent late payments may affect your credit score and future loan eligibility.

We offer multiple convenient payment options:

• Auto-debit from your bank account (recommended)
• Online banking through our partner banks
• Over-the-counter at 7-Eleven, Bayad Center, Cebuana Lhuillier, and other payment centers
• GCash and other e-wallets